In-School Budget Calculator

Use your monthly income and expenses to see where your money goes.

Enter your monthly income and expenses. Use $0 for items that do not apply to you. Use your tab function or select the Balance field to see your monthly surplus or shortfall.

This calculator is for informational and educational purposes only. The results are estimates only.

Income

Net Earnings
Current monthly earnings from a job after taxes and other deductions.

Monthly earnings must be greater than zero and cannot be blank.

Other Income
Monthly amounts of grants, scholarships, loans, support from parents and others, and other spendable income.

Other income must be numeric.

Expenses

Tuition and Fees
Campus, course and lab fees, per month.

Tuition must be numeric.

On-Campus Room and Board
Dorm fees and meal plans plus other resident expenses like laundry, per month.

On-Campus room and board must be numeric.

Off-Campus Housing
Monthly rent, renter’s insurance and utilities.

Off-campus housing must be numeric.

Books and Supplies
Books, materials and supplies, printing and other costs, per month.

Books and supplies must be numeric.

Food
Include all meals for a month.

Food must be numeric.

Transportation
Amount you spend on car payments, gas, insurance, registration and maintenance, or on public or other transportation each month.

Transportation must be numeric.

Health
Monthly health insurance costs not covered by your parent’s plan plus copays, medications, and health center and gym fees.

Health must be numeric.

Entertainment
Mobile phone, streaming and internet plans, subscriptions, movies, sports events and other activities.

Entertainment must be numeric.

Personal
Clothes, personal hygiene, cleaning and other personal expenses.

Personal must be numeric.

Credit Payments
Monthly payments to credit cards, student loans or student loan interest, and other credit payments.

Credit payments must be numeric.

Other
Club dues, fraternity or sorority fees, and other monthly expenses.

Other expenses must be numeric.

Fast Facts and Tips

10 Budget Tips for Spring Break

Use these tips to help you stay on track during spring break and save your money for your education. Continue reading article.

Five Tips for Cutting Costs

Regardless of what you usually spend money on or where you shop, these tips can help cut costs. Continue reading article.

Big Money Savers for College Students

College expenses encompass more than tuition and room and board. Consider these large-ticket items to reduce overall cost and the amount you need to borrow to pay for college. Continue reading article.

Small Changes to Save Big

It's easy to spend a couple of dollars here and there without realizing how they add up. Continue reading article.

Save Money on College Supplies

Use these tips to save on items for the school year. Continue reading article.

3 Tips to Limit Borrowing for School

Want to take out (and pay back) less in student loans? These tips to limit borrowing can help. Continue reading article.

15 Ideas for Making Money During Winter Break

Need to increase income but don't have time during the term? Depending on your school's calendar, you may have several weeks away from school with few academic commitments when you can earn extra cash. Continue reading article.